Intesa Sanpaolo Mobile API Integration Services

OpenBanking / OpenData protocol analysis and deployable API implementations for international & EU markets

Starting at $300
OpenBanking · Protocol Analysis · Card Management · Account Reconciliation

Integrate Intesa Sanpaolo Mobile's accounts, cards and security capabilities into your business

We provide compliant authorization-based protocol analysis, API refactoring and runnable source code, supporting account details, card controls, real-time transfers, and system integration aligned with OpenData / PSD2 standards.

Accounts & Card Management — Query account balances and transaction history; manage debit/credit cards (block/unblock, geolocation restrictions, adjust spending limits, etc.).
Payments & Transfers — Domestic and real-time transfers (SEPA/Instant), QR payments and bill payments, and integration of third-party payment authorization flows.
Reconciliation & Exports — Transaction streams by date/category; export to CSV/JSON/Excel; supports automated reconciliation and tax reports.
Security & Compliance — PSD2 / Strong Customer Authentication support, session management, least-privilege data access and audit logging recommendations.

Our Deliverables

Delivery Items

  • Protocol & authorization flow analysis reports (OAuth2, Token, callback validation)
  • OpenAPI / Swagger interface specifications with samples
  • Runnable server source code (Node.js / Python) and SDK
  • Automated testing scripts and CI/test samples
  • Compliance guidance and data minimization strategy

Sample: Transaction Reconciliation API (pseudo-code)

POST /api/v1/intesa/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'ACC123',
  'from_date': '2025-01-01',
  'to_date': '2025-01-31',
  'format': 'xlsx'
}

Response 200 {
  'status':'OK',
  'statement_id':'stmt_202501_acc123',
  'transactions': [
    { 'txn_id':'TXN-001', 'date':'2025-01-03', 'amount':-45.00, 'currency':'EUR', 'description':'POS STORE' }
  ],
  'generated_at':'2025-02-01T12:00:00Z'
}

Advanced Integration Example

Support: PagoRUT QR payments listening, Compraquí authorization flow, Pasaje QR RED ticket validation, card temporary lock / permanent loss, multi-factor authorization chain modeling (within user authorization scope).

API Access & Implementation Guide (Quick Start)

  1. Provide target scenario and credentials (e.g., accounts aggregation, UPI payments, statement export) and test accounts.
  2. Confirm authorization path: public OpenAPI, partner credentials, or client-provided test environment.
  3. Protocol analysis: deliver a design and risk assessment within 2-5 business days.
  4. Development & validation: deliver runnable service implementations, SDKs and automated tests.
  5. Deployment guidance: API gateway, certificate management, key rotation and audit logging configuration.

Note: All analysis and refactoring are performed within the bounds of client authorization or publicly licensed interfaces. NDA can be issued if required and security reviews can be conducted as needed.

Compliance & Security

We follow least privilege principles, preserve minimal user data, and provide guidance on cross-border data handling, retention logs, and consent records to meet local regulations and best practices (PSD2/GDPR in EU or local equivalents). NDA and security assessment support available on request.

About Us

We are a studio focused on mobile app protocol analysis and compliant API integration. Our team comes from banking, payments and cloud infrastructure backgrounds, delivering end-to-end solutions including protocol analysis, Open Banking / PSD2 integration, and automated test suites.

  • Supports Android & iOS protocol analysis and API recreation
  • Deliver OpenAPI documentation, sample code and testing scripts
  • Compliance-first: KYC, privacy, data minimization policies
  • Transparent pricing: starting at $300, with acceptance-based payment terms

Contact Us

To discuss integration feasibility, submit your target App name and requirements, or request a quote:

Visit Contact Page /contact.html

📱 Original App Complete Description (collapsed)

Below is the original app description provided by the user, kept intact for technical reference:

Easy, fast, personal: «Intesa Sanpaolo Mobile» is the Intesa Sanpaolo app for the everyday banking. You can use it even if you don’t have an account in Intesa Sanpaolo.
With «Intesa Sanpaolo Mobile» you can:
• Consult your account and cards 
• Make recharges, pay bills and other payments
• Pay Italian bank transfers, overseas and instant bank transfers
• Manage your credit, debit and prepaid cards, setting limits, geolocation options, linked virtual cards and suspending or blocking cards in case of emergency.
• Receive customized assistance from the online branch simply with a «shake» in every moment of navigation;
• Pay in partner’s shops with BANCOMAT Pay® and exchange money in real time: you just need a mobile phone number to send or receive money in few seconds!
• With the function «SOS withdrawal» you can allow a person you know to withdraw a small amount of money in an emergency situation, without using the card, from every ATM of the Intesa Sanpaolo Group.
• Support environmental and social projects by donating with For Funding
Designed for those who are always on the move, with the app “Intesa Sanpaolo Mobile” you always bring the bank in your pockets.
App services are available within the limits and conditions provided in the My Key contract of the Group Intesa Sanpaolo

Accessibility Declaration: https://group.intesasanpaolo.com/it/dichiarazione-accessibilita/dichiarazione-accessibilita-mobileisp-android